Category: Auto Insurance

What Is a Hard Insurance Market? What Does It Mean for You?

Why does your rate go up even if you haven’t filed a claim? Insurance is a system where individuals pay premiums into a pool of funds that is used to pay for claims when they arise. However, when there are too many claims and the pool of funds is depleted, insurance rates increase for everyone not only the people that have had the claims.

We get it. It stinks to pay money for something you hope to never have to use.

However, despite how much we dislike paying for it, insurance remains a crucial aspect of our lives because it protects us financially against catastrophic losses.

December 15, 2023
Drowsy Driving? Don’t Do It

Don’t drive drowsy! Follow these tips to protect yourself and the others on the road with you from drowsy driving. Drowsy driving can happen to anyone. A survey by the National Sleep Foundation revealed that over half of adults in the United States drive drowsy consistently, and 20% admitted to falling asleep behind the wheel […]

November 8, 2023
Is Your Insurance Coverage Enough?

Do you have adequate insurance coverage for your home and vehicle? Would you know if you did? Find out here whether your home is underinsured. Whether auto or homeowners, insurance is a powerful form of protection against disasters. Insurance makes rebuilding possible when something unexpected happens, whether a house fire or a car crash. Unfortunately, […]

February 8, 2023
Driving this Thanksgiving: Safety Tips That Save Lives

Safe driving saves lives. If you’re traveling this holiday season, follow these tips to protect yourself and others on the road with you. Traveling during the holidays brings us closer to family and loved ones, but sometimes, traveling also puts us in harm’s way. According to the National Safety Council, 406 people died in […]

November 9, 2022
Washington State Insurance Credit Ban News

The latest development and news is that on July 29, 2022, Thurston Superior Court Judge Indu Thomas ruled that the Office of the Insurance Commissioner lacked the statutory authority to unilaterally ban the use of credit information for rating and underwriting. This means that currently insurance companies are allowed to use credit information when deciding whether or not to offer someone insurance and to calculate how much to charge them.

August 18, 2022
Insurance Coverage for Your New Car

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off your list: the right car insurance. While some auto coverage options are essential whatever the age of your car, new vehicles […]

August 15, 2022
Parts Shortages Are Slowing Car Repairs

When does rental car reimbursement pay? For the coverage to pay there has to be a covered loss. This means that it will not pay for a rental after when your vehicle is having mechanical issues. It is designed to pay after a loss like a collision, fire, theft, or a tree fell on your car.
How easily can you make other transportation arrangements if your car is stolen or in an accident? What if you are on a road trip when an accident or theft happens? Do you have enough saved in your personal emergency funds to pay for a rental vehicle for an extended time period without the help of your insurance coverage?

May 4, 2022
Do I Need to Purchase the Extra Rental Car Coverage?

Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage, and gone to the rental car counter. You’re tired from the flight, a little stressed, and about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance […]

April 8, 2021
A Personal Story – Texting While Driving

I want to share a personal story with you about auto accidents and how they can impact lives. Recently, I traveled to Maui to attend a memorial service for my best friend from childhood. She had lived in Maui and was killed in an auto accident. While driving to the memorial from Kihei to Lahaina, […]

May 30, 2019
Do I Need Rental Car Insurance?

Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage, and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And this is the point at which you’re asked, “Do you want insurance with that?” Most travelers, […]

April 11, 2017