SmartRide and SmartMile
Because Two Is Better than One
SmartRide is a mobile app Telematics plan
If you decide to participate then your auto policy premium will include a 15% participation discount during the first policy term. You are given the opportunity to earn up to a 40% discount. The app is only active for 85 days. Each driver earns a discount during that 85 days which is then averaged between all drivers for a final discount. That final discount is then applied at the next renewal. The app measures mileage, night driving, idle time, hard-braking and rapid acceleration. Nationwide indicates that the average earned discount is 21%.
If you decide to sign up then Nationwide will send you a link to download the free SmartRide app to all driver ’s smart phones. You then activate the app and drive your car. Once you confirm the trip on your phone your participation has started. You will be able to see a dashboard in the app or portal https://sre.nationwide.com/smartride/login that shows the discount you are on track to earn at the end of 85 days participation.
SmartMile is a Pay-Per-Mile Program
With SmartMile you would need to plug in the telematics device(s) that Nationwide sends you into all of your enrolled vehicles. The device(s) monitor miles driven so that if you exceed the estimated miles in a prior month then your next monthly charge will vary. If you are taking a road trip, only the first 250 miles count on a single day.
You also have the opportunity to earn up to a 10% discount for your safe driving behaviors. Hard-braking/rapid acceleration, night-time driving, and the number of stops on each trip are all considered. That earned discount is then applied at the next renewal.
The program allows you to log into the SmartMile portal https://sre.nationwide.com/smartmiles/login at anytime to see how you are doing.
SmartRide Nationwide’s mobile app telematics plan. How Does SmartRide Work? Once your agent has signed you up you are sent a link by text to download the free SmartRide app to all driver’s smartphones. Every driver then activates the app by completing a trip and confirming that they were the driver. This starts your 85 […]
SmartMile Nationwide’s Pay-Per-Mile Program A Pay-Per-Mile program is ideal for consumers who drive less than the average driver. Such as people who live close to work, work from home, use public transportation, or have an extra car that is rarely driven. This program offers the same coverage as a traditional auto policy but with a […]
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