Category: Insurance Tips


  • moss on tile roof

    Moss Removal From Tile Roofs

    Can Moss Grow on Tile Roofs? Absolutely, moss attaches itself to any organic material that is available, and uses this as its anchor, or base, for growing. All roofs are susceptible to moss growth, but moss is particularly common and damaging to tiled roofs in wet climates. If moss and lichen growth is left unchecked, […]

    May 13, 2022

  • Moss Removal From a Metal Roof

    Metal roofs are made with different materials such as steel, aluminum, or alloys/ combination of the two. And even though metals can be galvanized, they won’t be as strong as cemented roofs or brick. Most metal roofs can stand up to you walking on them better than ceramic tiles and some other roofing systems. However, several factors come into play to avoid damaging your roof. To safely walk on your roof, you need to understand the roof type, have the right shoes, use roof-top support equipment, and ensure the conditions are right. What’s more, some roofing industries have other prerequisites for these roofs such as don’t exert force on certain spots of the roof.

    May 12, 2022

  • mossy roof

    Spring Roof Moss Removal & Gutter Cleaning

    Moss can dramatically shorten the life of your roof. Moss has excellent moisture retention, meaning it is constantly damp from rain and slow to dry out. This moisture promotes rot in wood shakes. It causes composition or asphalt shingles to lift (allowing water to seep in) and causes the roof to shed its UV- and fire-protective granules. It leads to softening in tile roofs and when the moisture expands and contracts it can cause cracked and split tiles. Once the tiles crack and split, more moisture is allowed to seep into and damage the wood decking and other structural materials underneath. Metal roofs may seem impervious to moss damage however the feeding action from moss growth can actually cause significant damage to a metal roof. Moss holds hold onto water trapping it against the metal roofing. As we all know, water corrodes metal, and over time this damage can become more serious. The water and digestive material can also discolor and stain the roof, making it unsightly once the moss and algae are eventually cleaned off.

    May 12, 2022

  • April is Distracted Driving Awareness Month

    April is Distracted Driving Awareness Month, a united national effort to raise awareness about the dangers of distracted driving and eliminate preventable deaths and injuries on our roadways. We are focusing on spreading awareness about distracted driving, and this message isn’t just targeting teens — everyone, no matter what their age is guilty of not […]

    April 12, 2022

  • STRESS CAN INCREASE YOUR RISK OF CRASHING

    Research has discovered another risk factor on the road: Stress. Some studies indicate stressed driving can be as risky as texting on a hand-held phone while driving. We live in stressful times. What can you do to reduce your stress level while driving? Here are some quick tips: CALMING MUSIC Researchers at Stanford University have […]

    April 12, 2022

  • Counting money

    5 Things to Consider to Help Lower Your Homeowners Insurance

    Homeowners insurance is critical for protecting your home and its contents in the event of damage. Learn 5 ways to keep costs down on a new or existing policy. Much like paying for routine maintenance of a vehicle, your homeowner’s insurance policy is meant to do something very important: keep things running smoothly. In the […]

    March 14, 2022

  • Winterize Your Classic Car

    The very best thing you can do is keep the layup short, and if at all possible, drive the car in the middle.

    December 17, 2021

  • Driving Habits That Are Bad for Your Car

    Think you’re a good driver? No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. If so, you may not have even realized you were doing everything wrong. […]

    July 5, 2021

  • Mobile app

    Telematics! What is it? Do I want it?

    Tele who? Tele what? Telematics is just a fancy term for the technology of using telecommunication devices such as satellites and GPS to send, receive or store telemetry data. Vehicle telematics is a method of monitoring a car, or truck by either using a smartphone with GPS or the onboard diagnostics by plugging a device […]

    June 14, 2021

  • Swimming Safety: 10 Tips for Summer

    Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and Prevention, about 10 people drown every day — and two of those are children 14 or […]

    June 2, 2021