A & M Insurance Services, Inc. – Independent Insurance Agency Serving Arizona

At A & M Insurance Services, Inc., we are proud to help individuals, families, and businesses in Arizona find insurance coverage that fits their needs, lifestyle, and budget. Although our agency is based in Renton, Washington, we are licensed and appointed to sell insurance in Arizona and bring the same trusted, personal service to clients throughout the Grand Canyon State.

From Phoenix, Scottsdale, Mesa, Chandler, Gilbert, Glendale, Peoria, and Tempe to Tucson, Flagstaff, Prescott, Sedona, Yuma, Lake Havasu City, and surrounding communities, Arizona residents face unique insurance needs. Whether you are driving busy city streets, commuting across the desert, protecting a home from wildfire or monsoon-related risks, insuring a rental property, covering a business, or planning for your family’s future, our experienced team is here to help.

As an independent insurance agency, we work for you—not just one insurance company. We partner with multiple respected carriers so we can compare coverage options, explain your choices clearly, and help you find protection that makes sense for your Arizona home, vehicles, business, and family.

Comprehensive Insurance Services for Arizona Residents

Arizona Auto & Vehicle Insurance

Arizona drivers need dependable auto insurance that meets state requirements and helps protect them from the unexpected. At A & M Insurance Services, Inc., we help Arizona drivers compare coverage options for:

• Auto insurance
• Motorcycle insurance
• Classic and collector car coverage
• RV and motorhome insurance
• Boat and watercraft insurance
• ATV and motorsport insurance
• Commercial auto insurance

Driving in Arizona can mean heavy metro traffic, long rural stretches, desert heat, seasonal storms, dust, hail, and road trips across the Southwest. Our team can help you review important coverage options such as liability, comprehensive, collision, uninsured and underinsured motorist, towing, rental reimbursement, and other protection based on how and where you drive.

Because we represent multiple carriers, we can help you compare more than price alone. We look at coverage, limits, deductibles, discounts, and long-term value so you can feel confident every time you get behind the wheel.

Arizona Home & Property Insurance

Your home is one of your most valuable assets. Whether you own a home in Phoenix, rent an apartment in Tucson, insure a condo in Scottsdale, manage a rental property in Mesa, or own a second home near Sedona, Prescott, Flagstaff, or Lake Havasu, the right property insurance matters.

We help Arizona clients explore coverage options for:

• Homeowners insurance
• Renters insurance
• Condo insurance
• Landlord insurance
• Manufactured home insurance
• Vacation home insurance
• Flood insurance
• Earthquake insurance
• Personal umbrella insurance

Arizona property owners may need to think about risks such as fire, wildfire exposure, wind, hail, theft, liability claims, water damage, extreme heat, monsoon storms, and flash flooding. Standard home and renters insurance policies do not cover every type of loss, and some protection—such as flood or earthquake coverage—may need to be purchased separately.

Our team can help you review your current policy, understand possible coverage gaps, and compare options designed to protect your home, belongings, and financial future.

Life Insurance & Personal Protection

Life insurance helps protect the people who depend on you. At A & M Insurance Services, Inc., we help Arizona families compare life insurance options that can provide financial support for loved ones, help replace income, cover final expenses, pay down debt, or support future family goals.

Our personal protection options include:

• Term life insurance
• Whole life insurance
• Personal umbrella liability coverage

We take time to understand your family, responsibilities, budget, and long-term plans. Then we help you choose coverage that fits your stage of life and gives your loved ones added security.

Arizona Business & Commercial Insurance

Arizona is home to a wide range of businesses, including contractors, professional offices, restaurants, retailers, real estate investors, service providers, transportation businesses, healthcare professionals, hospitality companies, and growing startups. Whether your business is just getting started or expanding across the state, the right commercial insurance can help protect what you are building.

We help Arizona business owners explore coverage options such as:

• General liability insurance
• Business owner’s policies
• Commercial property insurance
• Commercial auto insurance
• Commercial umbrella insurance
• Contractor insurance
• Bonds and surety solutions
• Workers’ compensation guidance
• Specialty business insurance

The right commercial insurance program can help protect your property, vehicles, tools, equipment, employees, customers, contracts, and reputation. Our experienced agents can review your operations, compare carrier options, and help you build practical coverage for your Arizona business.

Why Arizona Clients Choose A & M Insurance Services, Inc.

Insurance should feel clear, helpful, and personal—not overwhelming. Since 1979, A & M Insurance Services, Inc. has helped clients compare coverage, understand their options, and protect what matters most.

When you work with our independent agency, you can expect:

• Personal guidance from experienced insurance professionals
• Access to multiple respected insurance carriers
• Help comparing coverage, pricing, deductibles, and limits
• Friendly service from a team that values long-term relationships
• Support for auto, home, renters, condo, life, umbrella, and business insurance needs
• Clear explanations so you can make informed insurance decisions

We believe great insurance service starts with listening. Our goal is to understand your needs, answer your questions, and help you choose coverage with confidence.

Get an Arizona Insurance Quote Today

If you live, drive, own property, or operate a business in Arizona, A & M Insurance Services, Inc. is ready to help.

Contact our team today to compare insurance quotes for:

• Arizona auto insurance
• Arizona homeowners insurance
• Arizona renters insurance
• Arizona condo insurance
• Arizona landlord insurance
• Arizona flood insurance
• Arizona earthquake insurance
• Arizona life insurance
• Arizona business insurance

Call A & M Insurance Services, Inc. at 425-228-7406 or request a quote online. We look forward to helping you find the right coverage for your Arizona insurance needs.