Three Common Insurance Gaps & Misconceptions 1. Valuable Articles Coverage Misconception: If my wedding ring and my grandma’s heirloom earrings are stolen my homeowner’s policy has me covered. Reality: When policyholders become the unfortunate victim of theft, fire, or another catastrophe, their experience may become even more painful when they discover that their homeowner’s policy […]
April 7, 2021
Warning this article starts off dry & boring but if you hang in there it gets better with fireworks, fire, and other mayhem. First things first. What is a Trust? Basically, here are some layman’s definitions. A trust is a legal document that can be created during a person’s lifetime and survive the person’s death. […]
March 12, 2021
It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity? Those answers can differ depending on a number of factors. However, one thing is clear: it takes more […]
March 8, 2021
Sometimes, a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage and prevents you from paying too much out of pocket in case of a claim. To be properly protected, you […]
February 19, 2021
If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two common situations you may be unaware of — and the affordable options that can help […]
January 27, 2021
Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]
January 5, 2021
When to Keep Your Lights Off
Despite what many people think, having your lights on all the time isn’t helpful. In fact, it may actually attract burglars. Here’s when you should think about leaving them off:
December 18, 2020
About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage. And these collisions spike in the fall and winter, thanks to migration and mating patterns as well as reduced visibility caused by shorter […]
November 15, 2020
Unless you’re headed to a warmer climate for the winter — or you live in one already — fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior, but with these […]
November 3, 2020
In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character, so it’s easier than ever to libel, slander, or invade a person’s privacy. Even if you apologize, you can […]
October 8, 2020