Our office will be closed on Friday, July 4th, in observance of Independence Day.

Category: Homeowners Insurance


  • Your Home is in a Trust, WHY THAT MATTERS!

    Warning this article starts off dry & boring but if you hang in there it gets better with fireworks, fire, and other mayhem. First things first. What is a Trust? Basically, here are some layman’s definitions. A trust is a legal document that can be created during a person’s lifetime and survive the person’s death. […]

    March 12, 2021

  • Illustration 65119764 © Markus Gann - Dreamstime.com

    The Investment Every Homeowner Should Consider

    Water damage is one of the most common causes of home insurance claims. According to ISO, water damage claims are the second largest frequent insurance claim, following wind and hail damage. Claims due to water damage impacts 1 in 50 homeowners each year. The cost from these claims impacts all of our home insurance premiums. […]

    August 6, 2020

  • ID 47111169 © Stocksolutions | Dreamstime.com

    Protect Your Home from Water Damage

    Did you know? Water damage is the second-most frequently filed homeowners’ claim. Water damage is 5x more likely than theft, and 6x more likely than fire. One in 50 insured homes will file a water damage or freezing claim each year. The average cost of a claim due to water damage or freezing is $9,633. 68% of water backup […]

    August 5, 2020

  • ID 158632523 © Gaewchiangmai | Dreamstime.com

    Water Damage- Know What to Do

    What to Do:
    Shut off the water to the leaking appliance or turn off the main water shut-off Valve.
    Remove as much water as possible by mopping and blotting.
    If it appears significant, calling a water mitigation company is critical.
    Remove wet area rugs or other floor coverings that are not permanently attached. DO NOT attempt to start removing your wall-to-wall carpet.
    Lift draperies off the floor, loop through coat hangers, and place the hanger on the drapery rod.
    Wipe wood furniture dry after removing any tabletop items. Prop up any wet furniture cushions for even drying, and place aluminum foil under furniture legs.
    Move photos, paintings, and art objects to a safe and dry location.
    Keep books on shelves. Pack them tightly to prevent page warping until a restoration professional can begin specialized drying.
    Open drawers, closets, and cabinet doors to increase airflow and enhance drying.

    August 5, 2020

  • plumber repairing broken pipe

    Easy Prevention Tips for Homeowners to Prevent Water Damage

    Water damage is the second most frequently filed homeowners claim. One in 50 insured homes files a water damage claim each year. Know where the main water valve is located so it can be shut it off quickly in case of an emergency. Monitor the water bill. A bigger water bill may indicate a water […]

    October 11, 2019

  • It’s Gutter Cleaning Season!

      Water damage is the second most frequently filed homeowners claim, that’s why it’s so important to clean your gutters at least twice a year, once in the spring and once in late summer or early fall. A debris-clogged gutter can cause a leaky roof or water damage to the interior or exterior of your home. Gutters are […]

    October 5, 2018

  • couch in bright room

    Protecting Your Home: Understanding Your Home Insurance Policy

    As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowner’s insurance policy, and it protects you in more ways than you may think, helping you rebuild your home or repair damage that results from a […]

    April 16, 2018