Warning this article starts off dry & boring but if you hang in there it gets better with fireworks, fire, and other mayhem. First things first. What is a Trust? Basically, here are some layman’s definitions. A trust is a legal document that can be created during a person’s lifetime and survive the person’s death. […]
March 12, 2021
Water damage is one of the most common causes of home insurance claims. According to ISO, water damage claims are the second largest frequent insurance claim, following wind and hail damage. Claims due to water damage impacts 1 in 50 homeowners each year. The cost from these claims impacts all of our home insurance premiums. […]
August 6, 2020
Did you know? Water damage is the second-most frequently filed homeowners claim. Water damage is 5x more likely than theft, and 6x more likely than fire. One in 50 insured homes file a water damage or freezing claim each year. The average cost of a claim due to water damage or freezing is $9,633. 68% of water backup claims […]
August 5, 2020
Water can do an enormous amount of damage very quickly. Most homeowners are not equipped to handle and mitigate the kind of damage and bacterial growth that water can cause in a very short time, and will need the professional help and guidance of a water mitigation/restoration company to minimize and thoroughly handle the damage. […]
August 5, 2020
Water damage is the second most frequently filed homeowners claim. One in 50 insured homes files a water damage claim each year. Know where the main water valve is located so it can be shut it off quickly in case of an emergency. Monitor the water bill. A bigger water bill may indicate a water […]
October 11, 2019
As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowner’s insurance policy, and it protects you in more ways than you may think, helping you rebuild your home or repair damage that results from a […]
April 16, 2018
It seems everyone these days has a smartphone. Or, a smart TV, a tablet, or an ebook reader. Or, all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in technology. It’s a significant investment, and one your homeowners insurance […]
October 14, 2016