Protect Your Home from Water Damage

August 5, 2020

Did you know?

  • Water damage is the second-most frequently filed homeowners claim.ID 47111169 © Stocksolutions |
  • Water damage is 5x more likely than theft, and 6x more likely than fire.
  • One in 50 insured homes file a water damage or freezing claim each year.
  • The average cost of a claim due to water damage or freezing is $9,633.
  • 68% of water backup claims cost more than $5,000.
  • 35% of water backup claims cost more than $10,000
  • 250 gallons of water per day can leak from a 1/8-inch pipe crack.

How to protect your home:

  • Know where the main water shut off valve is located, so it can be shut it off quickly in case of an emergency.
  • Monitor the water bill. A bigger water bill may indicate a water leak exists.
  • Replace the rubber hoses on washing machines, dishwashers and other water-related appliances periodically. Steel-braided hoses increase durability and longevity.
  • Test sump pumps at least once per year. If the pump doesn’t have an alternate power source, add a battery backup or upgrade to a pump with a water-powered backup.
  • Clean gutters and downspouts regularly to ensure water moves through them properly and drains away from the home’s foundation.
  • Inspect the water heater annually for signs of corrosion or leaks. Aging water heaters can weaken over time, increasing their likelihood of rupturing.
  • Install a Water Leak Detection system.