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Category: Insurance Tips


  • How to avoid animal-vehicle collisions (and what to do if you can’t)

    About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage. And these collisions spike in the fall and winter, thanks to migration and mating patterns as well as reduced visibility caused by shorter […]

    November 15, 2020

  • RVs in a campground

    Don’t delay — start thinking about winterizing your RV today

    Unless you’re headed to a warmer climate for the winter — or you live in one already — fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior, but with these […]

    November 3, 2020

  • Why You Need Personal Offense Coverage

    In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character, so it’s easier than ever to libel, slander, or invade a person’s privacy. Even if you apologize, you can […]

    October 8, 2020

  • autumn leaves

    10 Things to do to Prepare Your Home for Fall

    Fall is a wonderful time — if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and big ones before they become catastrophes. Here are 10 tips to help: Look up. […]

    September 22, 2020

  • open windows

    Keep Cool — While Keeping Your Energy Costs Down

    Two-thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total $11 billion each year running them. Our guess is that most of those households (which may include yours!) wouldn’t mind spending a little less to keep their homes cool. Because as great as it […]

    September 4, 2020

  • pool with palm trees in the distnace

    Swimming and Summer are a Perfect Combination — but Make Sure to Include Safety

    When the sun is out and the weather gets warm, people flock to the water — whether it’s the beach, lakes, rivers or a backyard pool. But wherever there’s water, there’s also danger lurking beneath the surface, even if you don’t live in an area with alligators or other threats. That danger? Drowning. According to […]

    August 8, 2020

  • Illustration 65119764 © Markus Gann - Dreamstime.com

    The Investment Every Homeowner Should Consider

    Water damage is one of the most common causes of home insurance claims. According to ISO, water damage claims are the second largest frequent insurance claim, following wind and hail damage. Claims due to water damage impacts 1 in 50 homeowners each year. The cost from these claims impacts all of our home insurance premiums. […]

    August 6, 2020

  • ID 47111169 © Stocksolutions | Dreamstime.com

    Protect Your Home from Water Damage

    Did you know? Water damage is the second-most frequently filed homeowners’ claim. Water damage is 5x more likely than theft, and 6x more likely than fire. One in 50 insured homes will file a water damage or freezing claim each year. The average cost of a claim due to water damage or freezing is $9,633. 68% of water backup […]

    August 5, 2020

  • ID 158632523 © Gaewchiangmai | Dreamstime.com

    Water Damage- Know What to Do

    What to Do:
    Shut off the water to the leaking appliance or turn off the main water shut-off Valve.
    Remove as much water as possible by mopping and blotting.
    If it appears significant, calling a water mitigation company is critical.
    Remove wet area rugs or other floor coverings that are not permanently attached. DO NOT attempt to start removing your wall-to-wall carpet.
    Lift draperies off the floor, loop through coat hangers, and place the hanger on the drapery rod.
    Wipe wood furniture dry after removing any tabletop items. Prop up any wet furniture cushions for even drying, and place aluminum foil under furniture legs.
    Move photos, paintings, and art objects to a safe and dry location.
    Keep books on shelves. Pack them tightly to prevent page warping until a restoration professional can begin specialized drying.
    Open drawers, closets, and cabinet doors to increase airflow and enhance drying.

    August 5, 2020

  • power drill

    Tips for Power Tool Safety

    What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use tools safely, if you want to do good work and keep all of your fingers and […]

    July 21, 2020