Category: Insurance Tips


  • Why You Need Personal Offense Coverage

    In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character, so it’s easier than ever to libel, slander, or invade a person’s privacy. Even if you apologize, you can […]

    October 8, 2020

  • autumn leaves

    10 Things to do to Prepare Your Home for Fall

    Fall is a wonderful time — if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and big ones before they become catastrophes. Here are 10 tips to help: Look up. […]

    September 22, 2020

  • open windows

    Keep Cool — While Keeping Your Energy Costs Down

    Two-thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total $11 billion each year running them. Our guess is that most of those households (which may include yours!) wouldn’t mind spending a little less to keep their homes cool. Because as great as it […]

    September 4, 2020

  • pool with palm trees in the distnace

    Swimming and Summer are a Perfect Combination — but Make Sure to Include Safety

    When the sun is out and the weather gets warm, people flock to the water — whether it’s the beach, lakes, rivers or a backyard pool. But wherever there’s water, there’s also danger lurking beneath the surface, even if you don’t live in an area with alligators or other threats. That danger? Drowning. According to […]

    August 8, 2020

  • Illustration 65119764 © Markus Gann - Dreamstime.com

    The Investment Every Homeowner Should Consider

    Water damage is one of the most common causes of home insurance claims. According to ISO, water damage claims are the second largest frequent insurance claim, following wind and hail damage. Claims due to water damage impacts 1 in 50 homeowners each year. The cost from these claims impacts all of our home insurance premiums. […]

    August 6, 2020

  • ID 47111169 © Stocksolutions | Dreamstime.com

    Protect Your Home from Water Damage

    Did you know? Water damage is the second-most frequently filed homeowners claim. Water damage is 5x more likely than theft, and 6x more likely than fire. One in 50 insured homes file a water damage or freezing claim each year. The average cost of a claim due to water damage or freezing is $9,633. 68% of water backup claims […]

    August 5, 2020

  • ID 158632523 © Gaewchiangmai | Dreamstime.com

    Water Damage- Know What to Do

    Water can do an enormous amount of damage very quickly. Most homeowners are not equipped to handle and mitigate the kind of damage and bacterial growth that water can cause in a very short time, and will need the professional help and guidance of a water mitigation/restoration company to minimize and thoroughly handle the damage. […]

    August 5, 2020

  • power drill

    Tips for Power Tool Safety

    What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use tools safely, if you want to do good work and keep all of your fingers and […]

    July 21, 2020

  • flooded wooden house

    What is water backup coverage and why is it important?

    Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially dangerous, it’s also expensive. On average, most water backup claims cost $5,000-$10,000 to repair. Water backup coverage is optional coverage […]

    July 8, 2020

  • line of paint cans

    How to Update your Home — Without Spending Thousands

    It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference — and whether you’re handy or not, you can handle most of them yourself. Don’t believe it? Just check out our list of […]

    June 8, 2020