Do you have adequate insurance coverage for your home and vehicle? Would you know if you did? Find out here whether your home is underinsured. Whether auto or homeowners, insurance is a powerful form of protection against disasters. Insurance makes rebuilding possible when something unexpected happens, whether a house fire or a car crash. Unfortunately, […]
February 8, 2023
Heating costs are going up! These tips make it possible to stay warm this winter without turning up the dial on your thermostat. It’s chilly out there, and the cost of heating your home is on the rise. According to the National Energy Assistance Director’s Association, home heating costs are at their highest in 10 […]
January 11, 2023
Water and ice damage affects homeowners everywhere, but you can protect your home with the following tips. Water damage can cause serious problems, ranging from mold and mildew to structural weakness. Between 2015 and 2019, 1 in 50 insured homes filed a water damage claim with their insurance. While it’s important to have homeowners insurance […]
December 14, 2022
Boo! Halloween is almost here – Are you ready for a safe, fun holiday? Follow these safety tips for an enjoyable night of tricks and treats. Halloween is approaching quickly! This night of tricks and fun is a fantastic opportunity to decorate your home, have fun with the kids, and enjoy a few spooks on […]
October 20, 2022
Can Moss Grow on Tile Roofs? Absolutely, moss attaches itself to any organic material that is available, and uses this as its anchor, or base, for growing. All roofs are susceptible to moss growth, but moss is particularly common and damaging to tiled roofs in wet climates. If moss and lichen growth is left unchecked, […]
May 13, 2022
Metal roofs are made with different materials such as steel, aluminum, or alloys/ combination of the two. And even though metals can be galvanized, they won’t be as strong as cemented roofs or brick. Most metal roofs can stand up to you walking on them better than ceramic tiles and some other roofing systems. However, several factors come into play to avoid damaging your roof. To safely walk on your roof, you need to understand the roof type, have the right shoes, use roof-top support equipment, and ensure the conditions are right. What’s more, some roofing industries have other prerequisites for these roofs such as don’t exert force on certain spots of the roof.
May 12, 2022
Moss can dramatically shorten the life of your roof. Moss has excellent moisture retention, meaning it is constantly damp from rain and slow to dry out. This moisture promotes rot in wood shakes. It causes composition or asphalt shingles to lift (allowing water to seep in) and causes the roof to shed its UV- and fire-protective granules. It leads to softening in tile roofs and when the moisture expands and contracts it can cause cracked and split tiles. Once the tiles crack and split, more moisture is allowed to seep into and damage the wood decking and other structural materials underneath. Metal roofs may seem impervious to moss damage however the feeding action from moss growth can actually cause significant damage to a metal roof. Moss holds hold onto water trapping it against the metal roofing. As we all know, water corrodes metal, and over time this damage can become more serious. The water and digestive material can also discolor and stain the roof, making it unsightly once the moss and algae are eventually cleaned off.
May 12, 2022
Flood insurance offers a layer of protection for your home that stands up to even the worst natural disasters. Here are some reasons why you should consider adding it to your homeowner’s policy. When natural disasters, accidents, or other property-threatening events strike, homeowner’s insurance helps get your life back on track as soon as possible. […]
April 11, 2022
Homeowners insurance is critical for protecting your home and its contents in the event of damage. Learn 5 ways to keep costs down on a new or existing policy. Much like paying for routine maintenance of a vehicle, your homeowner’s insurance policy is meant to do something very important: keep things running smoothly. In the […]
March 14, 2022
Choosing the right pet insurance can save you money in the long run. Here are four steps and strategies to help you find the right policy and get the most out of it. As any pet parent that’s ever been stuck with an unexpected vet bill can attest, pet insurance can be a lifesaver, both […]
February 14, 2022