Most homeowners want the same thing from their insurance: peace of mind. But when it comes to earthquakes, peace of mind often gives way to misinformation—and that confusion can leave families financially exposed when they least expect it. Western Washington sits near multiple fault zones, and while we can’t predict when an earthquake will happen, […]
December 20, 2025
When temperatures drop, both your heating bill and your risk of insurance claims can rise. Winter often brings higher energy usage—but it also increases the chances of house fires, frozen pipes, and weather-related damage. The good news is that many of the steps you can take to improve efficiency will also help protect your home […]
November 12, 2025
Fall festivities are fun—until they lead to a costly insurance claim. With cooler weather and the excitement of Halloween, October is a time when many homeowners decorate, entertain, and spend more time indoors. It’s also a season when insurance claims—especially for fire, injury, and property damage—tend to rise. Whether you’re carving pumpkins, hosting friends, or […]
October 9, 2025
Late summer often brings strong storms, heavy rain, and even hurricanes in some parts of the country. If you’re a homeowner, it’s important to know what your insurance policy does—and doesn’t—cover before storm season peaks. Many people assume they’re fully protected, only to find out too late that they need separate flood insurance or additional […]
August 13, 2025
Summer is the season for travel, but it’s also the season for unexpected risks. Whether you’re planning a weekend road trip or an extended vacation, it’s important to make sure your insurance coverage is up to date. From your car and home to your travel plans, a quick review of your policies can give you […]
July 10, 2025
Keep your home safe and avoid costly insurance claims with these seasonal maintenance tips. Your home requires regular maintenance and upkeep. Taking care of your home can help you prevent damage that leads to insurance claims. Every home is unique in its seasonal care requirements, but this checklist can serve as a starting point for […]
March 26, 2025
Most home insurance policies cover the damage caused by a sudden and accidental leak from an appliance like a refrigerator but not the cost of fixing the appliance itself. However, your claim may not be covered if negligence or lack of maintenance is the root cause. Regular maintenance and repair of appliances can help prevent such issues and ensure coverage when needed.
February 27, 2025
Home-based business policies are designed specifically to handle the insurance needs of a business that operates from an insured’s home by providing coverage for personal property (equipment, inventory, and supplies) and business-related liability exposures.
December 12, 2024
Statistics show that approximately 1 out of every 2 renters have renters insurance. Some people choose not to get this type of insurance because they misunderstand how the insurance works and what the benefits might be. Below, we’ve debunked five renters insurance myths to help you decide if renters insurance is right for you. Myth […]
December 9, 2024
As temperatures drop and heating expenses climb, maintaining a warm home without over-relying on your heating system becomes essential. Here are six effective strategies to keep your living space cozy during the colder months: 1. Seal Drafts with Weatherstripping Drafts around windows and doors can significantly reduce indoor warmth. Applying weatherstripping is a straightforward solution […]
November 21, 2024