Category: Homeowners Insurance


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    Do you run a small business out of your home?

    Home-based business policies are designed specifically to handle the insurance needs of a business that operates from an insured’s home by providing coverage for personal property (equipment, inventory, and supplies) and business-related liability exposures.

    December 12, 2024

  • Common Myths About Renters Insurance

    Statistics show that approximately 1 out of every 2 renters have renters insurance.  Some people choose not to get this type of insurance because they misunderstand how the insurance works and what the benefits might be. Below, we’ve debunked five renters insurance myths to help you decide if renters insurance is right for you.  Myth […]

    December 9, 2024

  • Woman sitting on chair, keeping warm with blanket over shoulders and hot chocolate

    6 Smart and Safe Ways to Keep Your Home Warm This Winter

    As temperatures drop and heating expenses climb, maintaining a warm home without over-relying on your heating system becomes essential. Here are six effective strategies to keep your living space cozy during the colder months: 1. Seal Drafts with Weatherstripping Drafts around windows and doors can significantly reduce indoor warmth. Applying weatherstripping is a straightforward solution […]

    November 21, 2024

  • Kids trick or treating in front of a house.

    The Trick to Having a Safe Halloween

    Boo! Halloween is almost here – Are you ready for a safe, fun holiday? Follow these safety tips for an enjoyable night of tricks and treats. Halloween is approaching quickly! This night of tricks and fun is a fantastic opportunity to decorate your home, have fun with the kids, and enjoy a few spooks on […]

    October 10, 2024

  • Paper cutouts in grass

    Understanding Home Insurance Coverage

    Explore the ins and outs of home insurance coverage. From types to coverage limits, learn how to secure your home against unexpected disasters. Household disasters happen. Problems like lightning strikes, household fires, and damage from wind can cause a host of problems that can be expensive to repair. While every homeowner lives with the risk […]

    May 8, 2024

  • What Is a Hard Insurance Market? What Does It Mean for You?

    Why does your rate go up even if you haven’t filed a claim? Insurance is a system where individuals pay premiums into a pool of funds that is used to pay for claims when they arise. However, when there are too many claims and the pool of funds is depleted, insurance rates increase for everyone not only the people that have had the claims.

    We get it. It stinks to pay money for something you hope to never have to use.

    However, despite how much we dislike paying for it, insurance remains a crucial aspect of our lives because it protects us financially against catastrophic losses.

    December 15, 2023

  • Caucasian hand and holding pen to pad that says "New Year's Resolution, 1., 2., 3., 4., 5."

    How to Select the Best New Years Resolutions

    Are you struggling to create a New Year’s resolution? We’ll go over some of the most popular resolutions and how to pick one. Happy New Year! Now that 2023 is coming to a close, millions of people may be thinking about their New Year’s Resolutions. Many people vow to improve something about themselves at this […]

    December 12, 2023

  • Man sitting on beach watching four security camera views on his laptop.

    Home Protection While On Vacation: 7 Tips That Make a Difference

    Before leaving on vacation, ensure your house is safe. These 7 tips can help protect your home from intruders and more. Vacation should be a time of relaxation, enjoyment, and happiness, but that all gets harder if you’re worried about what’s happening at home. Many things can go wrong on your property on any given […]

    July 12, 2023

  • Tornado Shelter directional street sign with backdrop of dark and cloudy skies

    Tornado Tips: How to Be Prepared

    It’s important to be prepared and know what to do in the event of a tornado. Know the warning signs and how to protect yourself. This time of year, the trees are budding, flowers are starting to grow, and the skies begin to fill with ominous storms. Late spring and early summer are the most […]

    April 11, 2023

  • View of roof with shingles coming off

    Spring Is Here! Time to Assess the Condition of Your Roof

    It’s time to assess the condition of your roof! In this article, you’ll learn about how to maintain your roof this spring. Now that you’ve made it through the long, hard winter, addressing home repair issues that may have surfaced in the last several months is essential. At this time of year, it’s especially important […]

    March 8, 2023