Calculate Your Renton Auto Insurance Needs

August 18, 2013

Calculate Your Renton Auto Insurance Needs


When you decide to shop around for your Renton car insurance you certainly want to give your most serious attention to the top auto insurance quotes in Renton, and additionally of course you want the most complete coverage for the best price.
There’s a lot to think about when choosing between the different insurance companies that offer auto insurance quotes in Renton. In Washington state you are legally required to carry a minimum amount of insurance for liability to pay for the damages that might be incurred by others if you are at-fault in an accident.  Some states have no-fault coverage to pay for medical and related expenses for you and your passengers caused by injuries from a car accident, regardless of who might be at fault, however that is not the way it is in Washington state. By consulting with us at A&M Insurance you will know for sure what’s required for car insurance quotes in Renton.


If You Don’t Have Renton Car Insurance You Risk Paying The Full Cost Of The Following:

  • Medical costs due to injury to yourself or others.
  • Repairing or replacing your car if it’s damaged or stolen.
  • Damage or injury from an auto accident with an uninsured or underinsured driver.
  • Damage to your vehicle when it’s parked at your home or a public place.

How Can You Tell What Amount Of Coverage Is Best For You?

Consider Your Driving Profile:

  • What kind of car do you drive? Coverage on your vehicle partly depends on its value. The less expensive your car, generally the lower the costs for your auto insurance in Renton will be. Also, all of the insurance companies know if your car is easier or more difficult to repair compared to other models of cars and this will be part of determining how much your collision or comprehensive coverage will cost you.
  • How much do you drive? Drivers who use their car insurance in Renton for business and long-distance commuting normally pay more than those who drive less.
  • What’s your age, gender, and marital status? Statistics show accident rates are impacted by a driver’s age, gender, and marital status. If there are multiple drivers in your household, that can also affect your total price that has to be paid for your Renton auto insurance. Parents can lower the family’s overall risk by helping their teenage children to be safe drivers on the road.
  • Where do you live? Your location, whether you live in Renton, Seattle, or Spokane or somewhere in between, can affect the total costs you have to pay to an insurance company.  Whether you purchase Renton auto insurance or car insurance in Renton along with other types of insurance policies might affect your overall insurance payments due to multi-policy discounts or bundled credits.
  • What is your driving record? Drivers with a history of accidents or chargeable driving violations, like speeding tickets, generally pay more than those who are accident-free for or violation free for three years or more.
  • What is your credit history? Most insurance companies look at what is called an “insurance score” history.  Insurance history is one of many factors in helping your insurance company to determine what your final car insurance quotes in Renton will cost you..

For more details or if you have any questions, please give A&M Insurance a call at 425.228.7406.

Ask Us!

We Can Help You Find Car Insurance Quotes In Renton That Meet Your Specific Needs.

Here Are A Few Things We Can Discuss When You Call A&M:

  • How much can you afford to pay out of pocket if your car is in an accident, damaged by vandalism, or stolen?
  • What would your savings be if you decide to choose different deductibles for your Renton car insurance quotes?
  • Can you get discounts on your Renton auto insurance by taking safety classes or having multiple policies or bundled policies?
  • Will you save money if your car is stored in a garage, or if you belong to an auto association?
  • How much medical and liability coverage should you have?

Call us, even on Saturdays from 10am to 2pm, for auto insurance quotes in Renton that are based on your specific individual needs and requirements: 425.228.7406