Commercial Auto Insurance

Business auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment.

It provides for bodily injury liability and property damage while operating a company automobile, medical payments, or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered. Contact us– with questions or for a quote.

Hired/Non-owned Auto Liability

Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.

Use of Personal Vehicles

Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business.  Even if it is only a home cosmetics, jewelry sales, or pizza delivery business your personal auto insurance may deny a claim if the vehicle is being used for a business.

Commercial Trucking

The Trucking Industry faces a specialized set of risks. Our trained professionals can help you address those risks by using the right coverages to adequately protect your business and keep you in business. An accident could lead to others being seriously or fatally injured, property damages, or even damages to your semi-truck and cargo. Commercial Trucking and trailer coverage help to pay for the cost of court defense in a lawsuit, property damage, medical bills, and other expenses arising from an accident. It also covers vehicle theft, along with repairs from vandalism and weather events. We can customize the coverage to match your business needs.

Every business is unique – talk to A & M Insurance Services, Inc. today to find out how to get the right commercial auto insurance, service, price, and value. Give A & M Insurance Services, Inc. a call at 425-228-7406.