Most home insurance policies cover the damage caused by a sudden and accidental leak from an appliance like a refrigerator but not the cost of fixing the appliance itself. However, your claim may not be covered if negligence or lack of maintenance is the root cause. Regular maintenance and repair of appliances can help prevent such issues and ensure coverage when needed.
February 27, 2025
Home-based business policies are designed specifically to handle the insurance needs of a business that operates from an insured’s home by providing coverage for personal property (equipment, inventory, and supplies) and business-related liability exposures.
December 12, 2024
Periodically look for signs of rats, such as droppings, urine, scratches, chewed wire, damaged belts, gathered nesting materials, and exposed fiber insulation. Here are some tips to keep your vehicle rodent-free. If you suspect a rodent problem, clean the car outside your garage while wearing protective rubber gloves because rodents can carry diseases. Then, inspect for damage. If you see any damage from rodents, take immediate action to deter the animals and keep your car running. Any chewed wires are a serious concern, making the car unsafe to drive and requiring professional assessment and likely repair.
November 8, 2024
Boo! Halloween is almost here – Are you ready for a safe, fun holiday? Follow these safety tips for an enjoyable night of tricks and treats. Halloween is approaching quickly! This night of tricks and fun is a fantastic opportunity to decorate your home, have fun with the kids, and enjoy a few spooks on […]
October 10, 2024
September is National Baby Safety Month! Celebrate baby safety with these helpful tips for creating a safe living space. September is National Baby Safety Month. At this time of year, the Juvenile Products Manufacturers Association (JPMA) publishes information for parents about baby safety around the house. While it’s impossible to protect your child from all […]
September 13, 2024
If a massive disaster wiped out power to your region right now, with no hope of recovery for at least several days, would you be ready? Would you have a way to connect with your family? Would you have enough nonperishable food for everyone? In short, do you have the right plan and supplies to […]
August 14, 2024
Summer is here, and people are flocking to the water — whether it’s the beach, a lake, a river, or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and Prevention, about 10 people drown every day — and two of those are children 14 or […]
July 11, 2024
Is pet insurance worth the cost? Some pet owners benefit, while others do not. Here’s what to know about the value of pet insurance. Pet owners spend a lot of money on their pets. In fact, a typical dog owner spends about $1,500 for their dog each year, and a typical cat owner spends […]
June 17, 2024
Electric bikes have taken the world by storm. and revolutionized the way we commute. They offer an efficient, convenient, eco-friendly, and enjoyable way to get around. Not only are they fun, and easy to ride, they can give you the confidence to go on longer rides than you may not have attempted otherwise. What is […]
May 23, 2024
Discover the keys to maximum savings on auto insurance. Learn about top discounts, qualifying criteria, and tips for applying them effectively. Before you can be a driver on the road, you have to have auto insurance. A good policy isn’t just a requirement, it’s also a safety net that can provide you with financial protection […]
April 11, 2024