Imagine a $1,000 emergency.

46% of Americans say they do not have this amount at any given time

46% could only maintain finances for two months due to injury

Meeting your enrollment and voluntary benefits needs

No matter how hard we try to control it, life happens. That’s why voluntary benefits are so critical. Your employees need protections for their families, finances, and futures beyond core benefits — and you need a partner you can trust to help you do that.

A&M Insurance believes in delivering exceptional value to our clients which is why we have selected Colonial Life as a preferred partner for voluntary benefits. Our relationship is rooted in our shared ideals.

• Benefit flexibility and personalization are essential to employees.
• Businesses and employees have different needs that deserve equal attention
• Communicating the value of benefits to employees
• Results are what matter most.

WHAT ARE VOLUNTARY BENEFITS?

Also called “supplemental insurance,” these benefits offer protections beyond major medical and other insurance coverages. They are often paid for by the employees themselves, allowing them to choose plans that meet their needs and goals.

They help employees personalize benefits packages to fit their individual needs, including using them for co-pays or co-insurance, travel expenses, household
bills and replacing wages or savings.

Colonial Life’s offerings feature flexibility for your employees so that they can remain in control of their options.

Flexible Coverage
• Keep coverage if employees retire or change jobs
• Benefits payable regardless of other insurance coverage

Value-added Services
• Access to complimentary services like Telemedicine and Student Loan Assistance
• Help increase enrollment participation
• Enhance benefits portfolio

COLONIAL LIFE MAKES THE COMPLEX SIMPLE

Cost management
• Increase employee cost-sharing
• Boost tax savings
• Promote employee wellness

HR and administrative time-saving
• Access to Colonial Life for Clients portal
• Streamline day-to-day benefits administration
• Help maintain compliance with employment laws
• Keep up with healthcare reform

Benefits communication and engagement
• Boost employee engagement
• Help employees understand their benefits
• Enable personalization of benefits plans

Employee recruitment and retention
• Provide robust benefits coverage
• Attract quality applicants
• Retain high-performing employee

Colonial Life’s comprehensive portfolio includes:

• Hospital Confinement Insurance
• Disability Insurance
• Accident Insurance
• Dental Insurance
• Critical Illness Insurance
• Cancer Insurance
• Group Life insurance

Request a free no obligation meeting with a Colonial Life Representative:

Give us a call at 425-228-7406 or, Click Here to request a call and one of our agents will be in touch shortly to set up a meeting.